PIPESISMS: The 40/40 Plan

Forty hours a week. Forty years. Then retire on a fraction of what you used to earn and hope it all holds together. Nobody picked that plan. Most of us just inherited it. In PIPESISMS™: The 40/40 Plan, Pipes starts at a retirement party and works back to today. You're the one opening the retirement statement at the kitchen table, getting the letter about the raise, taking the call about cut hours, and sitting across a diner booth from yourself, twenty years older. You make the call before he tells you what forty-two years in the trades taught him. Put real numbers on what your working years are really buying Catch the raise that disappears before you ever feel it See the lifestyle debt that never shows up on a statement Know the difference between being busy and getting somewhere Give every "someday" a real date, or cross it off Every chapter ends with a Pipes Observation, a Challenge and a Mic-Drop, plus tools you can use the same day: the 40/40 Calculator, the Creep Check, the Ownership Inventory and the Ten-Year Road Test. This isn't a book against work. It's a book about looking at where the work is taking you. Forty hours. Forty years. Your blueprint.