FinTech 5.0: The Journey from Cryptocurrency to Neobanking

This book offers comprehensive knowledge on, and the applications of, the rapidly evolving financial technology landscape. Authored by seasoned experts, it serves as a vital resource for both students and practitioners in the fintech sector. Covering the evolution of cryptocurrencies to the rise of Neobanks and Central Bank Digital Currencies (CBDCs), this volume delves into critical topics such as blockchain, PayTech, LendTech, WealthTech, InsurTech, RegTech and artificial intelligence in finance. It also provides insights into Neobanking and CBDC. Each chapter details the latest trends, challenges, and regulatory frameworks shaping the industry, along with examples and illustrative case studies. Students will benefit from the structured approach that facilitates understanding complex concepts, while practitioners will find real-world applications, case studies, and strategic insights to enhance their professional practices. With a focus on innovation and technology, this book not only prepares readers for the future of finance but also equips them with the tools to navigate and thrive in this dynamic environment. This unique volume is an essential guide to understanding and leveraging fintech advancements, for beginners and experts alike.