Money Confident Girls

Teaching young girls the basics of money management is a powerful gift that equips them with the skills and knowledge needed for a lifetime of financial well-being. In Money Confident Girls, Julina Ogilvie shows how early money lessons and everyday conversations help girls understand the four building blocks of finance: earning, spending, saving, and investing. Money habits and beliefs form in childhood and influence our financial decisions as adults. Ogilvie offers age-appropriate strategies to instill a positive money mindset so girls view money not as a taboo topic or source of anxiety, but as a tool for personal growth and financial security. Ogilvie blends personal anecdotes with expert insights and thoughtful suggestions from other parents. She meticulously crafts a roadmap to financial literacy, covering strategies around allowances, first jobs, budgeting, the use of debit cards, custodial accounts, and options for college savings and retirement vehicles. Women have historically faced gender-specific challenges such as wage gaps, career interruptions, and longer life expectancies, making it critical for them to learn early on how to manage their finances effectively. Many Americans today struggle with massive debt and the consequences of poor financial decisions. Preparing the next generation with financial skills is not just about teaching them to earn, save and invest wisely; it's about fostering a mindset that empowers them to embrace financial independence and navigate the complexities of money with savvy and confidence. This important book is a must-read for anyone raising young girls.